One Charles Private Wealth Services, LLC, established in 2015 and registered as an investment adviser since 2017, offers wealth management and discretionary investment management services. Managed by Paul A. Squarcia and Erik R. Wallin, the firm is part of the Focus Financial Partners, LLC partnership. Clients typically need a minimum of $400,000 to establish an advisory relationship, which can be waived based on certain criteria. Investment strategies include allocating assets among various managers, mutual funds, ETFs, bonds, and alternative investments. The firm's Circle of Care approach focuses on wealth preservation and protection. Fees for discretionary management services can be up to 1.4% annually, deducted quarterly. One Charles does not charge performance-based fees and does not vote proxies or participate in legal proceedings for client investments. The firm does not conduct an annual surprise CPA examination for custody due to third-party standing instructions. Clients receive account statements directly from the custodian and are encouraged to review them for accuracy. One Charles does not vote proxies or participate in legal proceedings for client investments. The firm does not foresee any financial conditions impairing its ability to meet contractual commitments.

New World Advisors, LLC is a registered investment advisor established in March 2018 and located in Hingham, MA. The firm specializes in providing investment advisory services to individuals, high net worth individuals, trusts, estates, and charitable organizations. New World acts as a fiduciary, upholding a duty of loyalty, fairness, and good faith towards each client. The firm offers customized investment solutions, including discretionary investment management, financial planning, retirement plan advisory services, and the use of independent managers when appropriate. New World primarily utilizes fundamental analysis for investment selection and employs a long-term investment strategy focused on low-cost, diversified mutual funds, ETFs, individual stocks, bonds, and options contracts. For investment management services, fees range from 0.50% to 2.00% annually based on factors such as the complexity of services, assets managed, and the overall relationship with the advisor. New World does not charge performance-based fees and does not manage proprietary investment funds. The firm does not accept or maintain custody of client assets, except for limited purposes like fee deduction and money movement authorization. The advisors at New World, including Christopher D. Cabral, John A. Fasciano, and Robert B. Pineau, have clean disciplinary records and are committed to protecting client privacy and confidentiality. Clients have the right to limit the sharing of their personal information and can contact the advisor for more information or to obtain a copy of the firm's Privacy Policy.

Sandy Cove Advisors, LLC is a registered investment adviser based in Hingham, Massachusetts, established in January 2010. The firm offers wealth management services, including discretionary or non-discretionary investment management, financial planning, consulting, and family office services. Investment management services involve tailored portfolio construction, continuous monitoring, and potential employee benefit plan servicing under ERISA regulations. Financial planning services cover various aspects such as cash flow, tax planning, retirement planning, and estate planning, with fees ranging from $100 to $500 per hour. The firm charges an annual investment management fee based on a tiered percentage of assets managed, with a minimum portfolio size of $1,000,000. Sandy Cove Advisors acts as a fiduciary, providing services in clients' best interests. The firm may recommend third-party money managers, but does not participate in performance-based fees or side-by-side management. Clients have the option to grant discretionary authority over their accounts, and the firm does not vote client securities. Sandy Cove Advisors prioritizes client privacy and compliance with regulatory standards, ensuring the protection of client information.

O.F.O. Partners, LLC is a registered investment advisor based in Hingham, Massachusetts. Established in June 2018 and registered in April 2019, the firm is primarily owned by Douglas V. Moon, who serves as the Managing Member and Chief Compliance Officer. O.F.O. Partners offers investment advisory services to individuals, high net worth individuals, families, charitable organizations, trusts, corporations, and estates, acting as a fiduciary to its clients. The firm provides wealth management services, including financial consulting and investment management services, tailored to each client's investment goals, risk tolerance, and financial situation. For wealth management and investment management services, O.F.O. Partners charges fees based on a percentage of assets under management, with fees ranging from 0.23% to 0.88% annually, depending on the total assets managed. The firm does not charge performance-based fees and does not participate in wrap fee programs. O.F.O. Partners does not accept or maintain custody of client funds, except for limited purposes related to fee deductions and money movement authorization. The firm's investment approach primarily involves fundamental analysis, focusing on economic and business indicators to select suitable investments. O.F.O. Partners may recommend the use of independent managers for client portfolios and offers financial consulting services for various financial needs. The firm emphasizes transparency, communication, and client education, providing periodic reports and reviews of client accounts. O.F.O. Partners does not have any disciplinary events to disclose and maintains a strict Code of Ethics to guide its business practices. Clients can access the firm's Privacy Policy, which outlines how personal information is collected, shared, and protected.