Capstone Wealth Advisors,inc.

Capstone Wealth Advisors, Inc. is a registered investment adviser established in the fall of 2002. The firm specializes in offering personal Financial Planning Services and Wealth Advisory Services to individuals and families. Services provided include tax reduction planning, discretionary asset allocation and monitoring, cash flow planning, estate organization, beneficiary designations, budgeting, and life and wealth goal planning. The firm utilizes investment products such as mutual funds, ETFs, and separately managed accounts for asset allocation. Clients have the option to block specific securities from their accounts, such as alcohol and tobacco. Capstone Wealth Advisors, Inc. acts as a fiduciary for retirement plans under ERISA, providing non-discretionary investment advice. The firm also offers Business Advisory Services, IRA Rollover Recommendations, and consulting services to businesses. Clients are charged project fees for financial planning services and advisory fees based on a tiered percentage rate for wealth advisory services. The firm does not participate in wrap fee arrangements and manages client assets on a discretionary basis. Clients are provided with periodic reports on their investments and performance. Capstone Wealth Advisors, Inc. does not have any disciplinary information and operates with transparency regarding fees and compensation structures.