Financial Security Management, Inc

Financial Security Management, Inc. is a registered investment advisor based in Lakewood, Colorado, established in 1995. The firm offers discretionary and non-discretionary investment management services, tailored to individual needs, with fees based on a percentage of assets under management. Investment strategies include Modern Portfolio Theory, long-term and short-term purchases. Clients have control over investment decisions in non-discretionary accounts. Financial planning services cover financial goals, risk management, and estate planning. Retirement plan advisory services assist employers in managing retirement plans. The firm charges fees for investment management, financial planning, and retirement plan advisory services, with fees negotiable and not exceeding 1% annually. Financial Security Management, Inc. does not engage in performance-based fees or side-by-side management. The firm is a fiduciary, acting in the best interests of clients. Clients have access to additional services through Schwab Advisor Services™. FSM does not vote proxies on behalf of clients and does not have custody of client funds beyond fee deduction authorization. The firm does not have any disciplinary information to report and does not provide continuous supervision of assets in retirement plans.