Prepared Retirement Institute LLC

Prepared Retirement Institute LLC is a registered investment adviser based in Lansdale, Pennsylvania, providing investment advisory services since 2020. The firm offers discretionary portfolio management services tailored to clients' needs and investment objectives. Clients granting discretionary authority allow the firm to manage their accounts without prior approval for each transaction. The firm may invest assets in model portfolios developed by an unaffiliated investment manager and utilize a platform from Capital Bank & Trust/American Funds Service Company for certain accounts. Financial planning services are also offered, involving various advisory services based on clients' financial circumstances and objectives. The firm charges an annual fee based on a percentage of assets under management, with a minimum initial investment of $100,000. Financial planning services are charged at an hourly rate of $400, with fees negotiable based on complexity. The firm does not participate in performance-based fees or side-by-side management. Clients include individuals, high net worth individuals, corporations, and businesses, with a minimum account size of $100,000. The firm does not vote proxies on behalf of clients and does not participate in wrap fee programs. Clients' assets are held with Charles Schwab & Co., Inc., and the firm may use Pontera for accounts not directly held with the custodian. Prepared Retirement Institute LLC does not have any reportable disciplinary information and does not participate in client referrals for compensation.