American Trust Investment Advisors, LLC

American Trust Investment Advisors, LLC (ATIA) was established in 2001 and is wholly owned by Mr. Paul Collins. The firm provides tailored investment advisory services to clients, offering strategies primarily focused on individual equity and debt securities, as well as mutual funds, ETFs, and ETNs. ATIA typically exercises investment discretion over client accounts, issuing instructions to brokers/custodians without prior consultation, while accommodating client instructions when provided. As of December 31, 2024, the firm managed $497,259,027 on a discretionary basis. For separately managed accounts, ATIA charges an annual fee based on the market value of the client's account, with a minimum account size of $500,000 for traditional accounts primarily invested in stocks, bonds, or cash. The annual fee for accounts over $500,000 is 1% (0.9% for non-profits), with the ability to waive or reduce fees at its discretion. The firm may recommend rollovers from retirement plans to individual retirement accounts, acting as a fiduciary under ERISA and IRC laws. ATIA's investment strategies focus on fundamental analysis, selecting domestic and foreign stocks expected to appreciate over the long term. The firm emphasizes a bottom-up approach to stock investing, with a minimum intended holding period of three years. ATIA also invests in fixed income securities, considering factors like liquidity needs and risk tolerance. The firm's investment philosophy aims to maximize shareholder value while managing risk. ATIA does not charge performance-based fees and has no side-by-side management arrangements.