Caim LLC

Catherine Avery Investment Management LLC, established in August 2007 by Catherine Maniscalco Avery, offers personalized investment advisory services tailored to individual client goals, risk tolerance, and time horizons. Services include investment strategy, asset allocation, and regular portfolio monitoring. The firm may request discretionary authority from clients to manage investments without prior approval for each transaction. CAIM does not have a minimum account size requirement and manages both discretionary and non-discretionary accounts. Fees are charged quarterly in advance, up to 1.25% annually, based on assets under management. Clients may terminate contracts with one day's notice, with refunds prorated based on the remaining quarter. CAIM does not charge performance-based fees and serves various clients, including individuals and pension funds. Investment strategies involve fundamental and technical analysis, with a focus on long-term trading, short-term trading, and dividend growth. CAIM primarily invests in mutual funds, equities, bonds, and other securities to diversify portfolios. The firm does not participate in wrap fee programs and does not require clients to direct brokerage. CAIM maintains a Code of Ethics and does not accept compensation for recommending specific securities. The firm does not take custody of client accounts and may accept voting authority for client securities. No material financial conditions impair CAIM's ability to meet client commitments.