Glenwood Investment Group, LLC

Glenwood Investment Group, LLC (GIG) was established in 2004 and offers personalized financial planning and investment management services to individuals, high net worth individuals, and charitable organizations. GIG does not act as a custodian of client assets, ensuring clients maintain control over their assets. The firm's investment strategy includes a mix of stocks, bonds, mutual funds, certificates of deposit, annuities, and life insurance. GIG provides services on a discretionary and non-discretionary basis, with a focus on continuous advice tailored to individual client needs. The minimum account size at GIG is $100,000, with an annual fee of $1,250. Financial planning clients are charged a fixed fee ranging from $1,000 to $5,000, while advisory service clients are charged a percentage of assets under management. GIG does not charge performance-based fees to avoid conflicts of interest. The firm's investment approach emphasizes strategic asset allocation and global diversification to manage risks associated with traditional markets. Thomas J. Stephen is the Principal Owner and Managing Member of GIG, with certifications including Certified Financial Planner (CFP) and Retirement Income Certified Professional (RICP®). Mr. Stephen does not have any disciplinary history and is also a licensed insurance broker. GIG's fee structure, investment strategies, and commitment to client transparency are outlined in detail in the brochure.