Stability Financial, LLC

Stability Financial, LLC is a state-registered investment adviser that has been independently providing financial services since June 2013. The firm's principal owner is Raymond L. Davis. Stability Financial specializes in a goals-based approach to investment management and financial planning, offering services such as financial planning, consulting, and investment management. As of December 31, 2018, the firm managed $24,629,356 in assets on a discretionary basis. Clients are required to enter into written agreements outlining the terms of the advisory relationship. For financial planning and consulting services, Stability Financial charges negotiable hourly or fixed fees ranging from $100 to $300 per hour and $250 to $25,000 on a fixed fee basis. Investment management services are offered for an annual fee based on assets under management, ranging from 1% to 2% depending on the portfolio size. The firm may also offer performance-based fees for qualified clients. Stability Financial exercises investment discretion, allowing them to make decisions on behalf of clients without prior consent. The firm primarily uses fundamental and technical analysis methods and may recommend the use of independent managers for client portfolios. Clients have the option to impose restrictions on their accounts and are encouraged to review their accounts regularly. Stability Financial does not vote client securities and does not have any material changes to disclose since March 27, 2018.