Rosenthal | Henry Capital Advisors, Inc.

Rosenthal | Henry Capital Advisors, Inc. is a financial advisory firm established in Mishawaka, Indiana. The firm, registered with the Indiana Securities Division, is owned by John William Rosenthal Sr., John William Rosenthal II, Nathaniel Drew Rosenthal, and Ashley Blair Rosenthal-Henry. As of December 31, 2024, the firm manages approximately $118 million in assets under management on a discretionary basis. RHCA provides investment supervisory services to three clients through pooled investment vehicles, focusing on generating income and long-term capital appreciation by investing in publicly traded bank and thrift holding companies and insured depository institutions. The firm charges management fees based on a percentage of the client's capital contributed, ranging from 0.66% to 2.00% for different investment levels. Additionally, performance-based fees of up to 17.5% for one client and up to 15.0% for the other two clients may apply. RHCA does not negotiate management fees with investors and generally does not charge additional commissions beyond the actual costs imposed by the custodian. RHCA has discretion over investment decisions and acts as both the investment adviser and general partner to the advised funds. The firm follows a Code of Ethics, ensuring compliance with securities laws and addressing conflicts of interest. John W. Rosenthal and Charles "Adam" Henry oversee the firm's operations, with John W. Rosenthal also involved in other related entities, potentially leading to conflicts of interest that are managed through the firm's policies and procedures.