Pinnacle Wealth Advisors

Pinnacle Wealth Advisors is a registered investment adviser under the Investment Advisers Act of 1940 and a subsidiary of Pinnacle Financial Partners, Inc. Established in 2006, the firm manages approximately $936 million in discretionary assets as of December 31, 2024. As a fiduciary, Pinnacle Wealth Advisors prioritizes client interests, offering personalized and unbiased investment advice. The firm's investment process involves analyzing client situations, determining asset allocation, agreeing on investment strategies, implementing plans, and regularly measuring and adjusting based on client feedback and financial changes. For advisory services, Pinnacle Wealth Advisors offers two main services with different fee structures: Fixed Income Accounts and Equity/Balanced Accounts. Fees range from 0.40% to 1.5% based on account size and type. The minimum initial investment is typically $500,000, but this amount may be waived. Clients receive semi-annual or annual account reviews and monthly or quarterly statements. Pinnacle Wealth Advisors does not engage in performance-based fees or side-by-side management. The firm uses an open architecture platform for customized solutions, conducts asset allocation analysis, and employs proprietary models for investment strategies. Clients have the option to grant investment discretion to the firm, which allows Pinnacle Wealth Advisors to make buy and sell decisions on their behalf.