Spinnaker Investment Group, LLC

Spinnaker Investment Group, LLC, based in Newport Beach, CA, offers financial planning, consulting, and investment management services. Established in May 2016, the firm is owned by Morgan Christen, Joseph Stapleton, and Andrew Krongold. Services include business planning, retirement planning, and investment consulting. The firm primarily allocates client assets among mutual funds and ETFs, tailoring services to individual client needs. Clients have discretion over decisions and can engage the firm for additional services. Spinnaker manages discretionary and non-discretionary accounts, with assets under management totaling $881,054,819 as of 12/31/2024. Fees are based on assets under management, ranging from 1.00% to 0.30%. The firm may negotiate fees based on client circumstances. Spinnaker does not charge performance-based fees. The firm serves various clients, including individuals and organizations, offering services through platforms like Schwab and Altruist. Spinnaker uses fundamental and macro analysis for investment decisions, emphasizing asset allocation. The firm discloses no disciplinary events and may pay referral fees to solicitors. Spinnaker does not vote on client securities and has limited custody of client funds. Clients receive statements directly from custodians. The firm may exercise investment discretion on behalf of clients, with clients having the option to limit this authority.