Prospero Financial Planning, LLC

Prospero Financial Planning, LLC, established in 2001 and based in Noblesville, Indiana, offers personalized investment advisory services, including financial planning, portfolio management, and pension consulting. The firm's principal owner is Charles Shearman. Financial planning services involve tailored plans based on individual needs, with a negotiable hourly fee of $200. Portfolio management services include discretionary and non-discretionary options, with fees ranging from 0.40% to 1.50% of assets under management. The firm generally imposes a minimum of $10,000 to open and maintain an advisory account, which may be waived based on circumstances. Investment strategies include fundamental analysis, long-term purchases, and short-term purchases. Prospero Financial Planning does not accept performance-based fees or engage in side-by-side management. The firm serves various clients, including individuals, pension plans, trusts, and corporations. Clients' assets are held by independent custodians, and the firm exercises limited custody over funds. Prospero Financial Planning does not vote proxies on behalf of clients and does not participate in class action lawsuits on clients' behalf. Clients receive quarterly performance reports and trade confirmations. The firm prioritizes client interests and complies with a Code of Ethics to ensure fair dealings.