Pioneer Family Office, LLC

**Pioneer Family Office, LLC Summary:** Established in May 2005, Pioneer Family Office, LLC (PFO) offers investment management services with a focus on risk management. The firm is wholly owned by Pioneer Administrative Services Limited (PASL), established in 1988 under the laws of Israel. PFO provides investment advisory services requiring a minimum account value of $3,000,000, which can be lowered. Services include asset allocation analysis, portfolio monitoring, and securities selection. Clients have discretion in selecting custodians, with Morgan Stanley and Schwab being recommended. PFO manages accounts on a discretionary basis, making buy, sell, and trade decisions without client permission for each transaction. The firm also offers non-discretionary recommendation services. Investment strategies include buy-and-hold, short-term purchases, and diversified asset allocation. PFO does not engage in soft dollar arrangements and does not aggregate client trade orders. The firm has a trade error policy to resolve errors in the client's best interest. Clients are responsible for voting proxies for securities they own. PFO does not vote proxies on behalf of clients. The firm does not have custody of client assets but has authority to deduct advisory fees directly from client accounts. PFO does not receive referral fees from third parties and has no financial conditions impairing its ability to meet commitments. For more information, visit www.piowealth.com or contact PFO at 305-935-5502.