Provident Investment Management, Inc.

Provident Investment Management, Inc., established in 1981, specializes in managing portfolios of individual securities to achieve growth and improved investment performance. The firm's investment strategy focuses on growth equities, dividend equities, corporate and municipal securities, mutual funds, ETFs, and U.S. government securities. Provident aims to "beat the market" by emphasizing long-term earnings growth potential while managing risk. Clients receive a complimentary discussion to align investment objectives, with continuous account reviews and changes made at Provident's discretion. The firm manages approximately $1.23 billion in assets for 349 clients, with a minimum account size of $500,000. Fees are billed quarterly based on a tiered structure. Provident acts as a fiduciary, providing investment advice in clients' best interests. The firm's investment analysis is fundamental, focusing on sustained growth and quality companies. Risks include market, business, financial, interest-rate, inflation, reinvestment, currency, and liquidity risks. Provident does not have any disciplinary events and maintains a Business Continuity Plan. The firm's team holds CFA certifications and adheres to a Code of Ethics. Clients have the right to choose their own broker/custodian for assets over $10 million. Provident aggregates client orders for best execution and does not vote proxies except for one institutional client. Client assets are held by qualified custodians, and the firm has a robust information security program. Personal trading activities are monitored to manage conflicts of interest. - 20 -