The Nemes Rush Group, LLC is a registered investment adviser founded in 2021 by Charlies Nemes, Timothy Rush, Brian Nemes, and Christopher Nemes. The firm offers financial planning services, retirement plan consulting, and business consulting services. They manage $1,354,350,382 in discretionary assets and $21,159,363 in non-discretionary assets as of December 31, 2024. For financial planning services, fees are negotiable based on complexity. Retirement plan consulting incurs a 1.50% annual management fee based on assets under management. Business consulting services have fixed or hourly fee rates ranging from $1,000 to $50,000 or $300 per hour, respectively. The firm does not charge performance-based fees or provide side-by-side management. They serve individuals, high net worth individuals, corporations, charities, and pension plans without a minimum account size requirement. The firm uses fundamental and technical analysis for investment strategies, including long-term and short-term purchases. Clients have the ability to impose restrictions on investments. The Nemes Rush Group does not receive soft dollars, client referrals, or incentives from broker-dealers. They offer discretionary and non-discretionary investment management services, with clients retaining the right to vote proxies for securities held in their accounts. The firm does not have a financial commitment impairing their ability to service clients.

Provident Investment Management, Inc., established in 1981, specializes in managing portfolios of individual securities to achieve growth and improved investment performance. The firm's investment strategy focuses on growth equities, dividend equities, corporate and municipal securities, mutual funds, ETFs, and U.S. government securities. Provident aims to "beat the market" by emphasizing long-term earnings growth potential while managing risk. Clients receive a complimentary discussion to align investment objectives, with continuous account reviews and changes made at Provident's discretion. The firm manages approximately $1.23 billion in assets for 349 clients, with a minimum account size of $500,000. Fees are billed quarterly based on a tiered structure. Provident acts as a fiduciary, providing investment advice in clients' best interests. The firm's investment analysis is fundamental, focusing on sustained growth and quality companies. Risks include market, business, financial, interest-rate, inflation, reinvestment, currency, and liquidity risks. Provident does not have any disciplinary events and maintains a Business Continuity Plan. The firm's team holds CFA certifications and adheres to a Code of Ethics. Clients have the right to choose their own broker/custodian for assets over $10 million. Provident aggregates client orders for best execution and does not vote proxies except for one institutional client. Client assets are held by qualified custodians, and the firm has a robust information security program. Personal trading activities are monitored to manage conflicts of interest. - 20 -

Dahring | Cusmano LLC, established in 2019, is a Michigan-based investment advisory firm registered with the SEC. The firm offers personalized financial planning and investment advisory services to individuals and entities, including high net worth individuals, family offices, trusts, and retirement plans. Services include comprehensive financial planning, investment management on a discretionary basis, and non-discretionary consulting services. The firm primarily invests in mutual funds, ETFs, equity securities, bonds, REITs, and variable annuities. Dahring | Cusmano acts as a fiduciary for retirement accounts, ensuring advice is in the client's best interest. The firm charges fees based on a percentage of assets under management or fixed fees, with financial planning services having a client-specific fee. Clients are not obligated to implement recommendations, and the firm does not guarantee financial goals will be met. The firm does not charge performance-based fees or engage in side-by-side management. Clients have the option to grant investment discretion to Dahring | Cusmano, allowing the firm to make investment decisions on their behalf. The firm does not vote proxies on behalf of clients. Dahring | Cusmano does not disclose financial information as it does not require prepayment exceeding $1,200, has no financial conditions impairing its commitments, and has not been subject to bankruptcy. For more details, visit www.adviserinfo.sec.gov.

Richard W. Paul & Associates, LLC is a Michigan registered investment adviser established in March 2011 by Richard W. Paul, specializing in fee-based financial planning and investment management. The firm does not sell annuities, insurance, stocks, bonds, or mutual funds. They offer portfolio management services with discretionary direct asset management, financial planning consultations, and tailored services based on individual client needs. The firm's investment philosophy focuses on value, safety, and quality, with an emphasis on risk control. Clients are required to have a minimum account size of $500,000, which may be waived at the firm's discretion. Fees for portfolio management services are based on a tiered structure depending on assets under management, with active and passive strategy options. Financial planning services are offered on an hourly or fixed fee basis, with fees agreed upon in advance and due at the time of signing the agreement. The firm's employees, including Richard W. Paul and Matthew M. Paul, hold various professional certifications such as CFP®, CEP, RFC, and CRPC®. They have no reported disciplinary actions and engage in other business activities, including insurance sales. The firm's Chief Compliance Officer, Matthew M. Paul, is responsible for supervision and compliance with the firm's policies and procedures.

Pathworks Financial, Inc. is a registered investment adviser based in Novi, MI, established in 2005 and registered with the U.S. Securities and Exchange Commission since March 2021. The firm offers the Pathworks Asset Management Program, a wrap fee asset allocation program investing in diversified asset allocation models primarily consisting of mutual funds and ETFs across various asset classes. Clients grant Pathworks limited discretionary authority in managing their portfolios. The wrap fee is tiered based on the account size, ranging from 1.5% for up to $250,000 to negotiable for amounts above $3,000,000. Pathworks also offers investment management, financial planning, retirement plan services, and estate planning support. The firm's investment philosophy is based on Modern Portfolio Theory and the Fama-French Three-Factor Model, emphasizing diversification and long-term investments. Pathworks does not engage in performance-based fees or side-by-side management. Clients must have a minimum account size of $25,000, and the firm generally serves individuals, high net worth individuals, pension plans, estates, small businesses, and trusts. Pathworks does not vote proxies for clients and does not recommend securities in which the firm or related persons have a material financial interest. The firm's Adviser Representatives may buy or sell securities for themselves that are also recommended to clients, but client transactions take precedence. Pathworks conducts periodic account reviews and provides clients with regular performance reports. The firm does not receive economic benefits for providing services or compensate for client referrals. Pathworks has no adverse financial conditions or bankruptcy history.