Bell Investment Advisors Inc

Bell Investment Advisors, Inc. (BIA) is a California corporation specializing in investment management, financial planning, and consultation services since 1991. Founded by James F. Bell and Forrest R. Bell, the firm offers separately managed client accounts tailored to individual financial circumstances and objectives. BIA's services include financial goal setting, risk assessment, asset allocation, and securities management. Clients have discretion over their investments, with the firm emphasizing long-term strategies. Minimum initial investment is subject to account size, with a $6,000 annual fee minimum. BIA acts as a fiduciary, prioritizing clients' best interests and not receiving commissions on investment products. Fees are based on a percentage of assets under management, with additional charges for financial planning services starting at $10,000. BIA recommends Charles Schwab as a custodian and executing broker, providing access to institutional services. The firm does not engage in performance-based fees, soft dollar arrangements, or block trading. Clients include individuals, trusts, pension plans, and charitable foundations, with a minimum asset value of $750,000. BIA's investment strategies focus on no-load mutual funds and ETFs, with risk management strategies in place to address market fluctuations and client needs. The firm does not vote on client securities and maintains financial stability without adverse conditions.