CI Global Investments Inc. is an investment adviser registered with the SEC, founded in February 1997. The firm acts as a portfolio sub-advisor to CI Investments Inc., managing investment portfolios of certain pooled investment vehicles for Canadian investors. CIGI has full discretion over investment decisions within the parameters set by each Fund's investment policy. As of December 31, 2024, CIGI managed approximately US $11.4 billion of assets on a discretionary basis. The firm's fees are negotiated with CI Investments Inc. and are generally charged monthly based on total expenses plus a 10% markup. CIGI does not charge performance fees or engage in side-by-side management. The firm's investment strategies involve fundamental research and valuation analysis to assess growth and value potential, focusing on factors like cash flows, balance sheets, management quality, and growth prospects. CIGI acknowledges the risk of loss in investing and does not guarantee future results. The firm does not have custody of the Funds' assets, and all securities are held with a qualified custodian. CIGI has full discretionary authority over managing the Funds' portfolios and exercises this authority in line with the Funds' investment objectives and restrictions. The firm does not receive compensation for referrals or engage in soft dollar arrangements. CIGI's employees are required to follow a Code of Conduct and Personal Trading Policy to mitigate conflicts of interest. Voting of Fund securities is done in the best interests of the Funds, following CII's Proxy Voting Policy.

Dragonfly Digital Management, LLC is a financial advisory firm based in Oakland, California. It currently has approximately $1,934,858,193 of assets under management and employs about 41 people. Dragonfly Digital Management, LLC uses a fee structure of a percentage of assets under your management and performance-based fees.

BTR Capital Management, Inc. is an SEC-registered investment adviser founded in 1989 by Lewis Katcher and Stephen Yeatman. The firm specializes in fee-based discretionary asset management for individuals, foundations, conservatorships, IRAs, and retirement plans. BTR's investment style is conservative and value-based, focusing on long-term investments in equities, balanced, and fixed income accounts. The firm's team of professionals, including Lewis Katcher, John Stratton, Jonathan Butler, Mark Keeling, and others, hold various designations such as Chartered Financial Analyst (CFA) and Certified Public Accountant (CPA). BTR manages assets totaling approximately $1.1 billion as of December 31, 2021, all on a discretionary basis. The firm charges management fees based on a percentage of assets under management, with minimum annual fees ranging from $10,000 to $20,000 depending on the account size. BTR does not participate in wrap fee programs but may receive a portion of the wrap fee for its services under certain arrangements. Clients of BTR have the option to impose restrictions on investing in certain securities based on their values or beliefs. The firm operates under a fiduciary duty, acting in the best interests of clients and avoiding conflicts of interest. BTR's investment philosophy focuses on risk management at various levels, including fundamental philosophy, firm structure, information systems, portfolio management, and individual positions. BTR's team of professionals, led by John Stratton, ensures compliance with the firm's Code of Ethics, which emphasizes client interests, honesty, integrity, and professionalism. The firm does not engage in any other financial industry activities or affiliations and does not receive compensation for the sale of securities or investment products. BTR's investment professionals are dedicated to providing high-quality service and achieving clients' financial goals through a disciplined and client-focused approach.

Liberty Wealth Management, LLC is a financial advisory firm based in Oakland, California. It currently has approximately $875,939,408 of assets under management and employs about 22 people. Liberty Wealth Management, LLC uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and solicitor - third-party management program.

Berkeley Partners Management, LLC is a financial advisor firm established in 2016, specializing in providing discretionary investment advisory services to privately held pooled vehicles and non-discretionary services to joint ventures or separately managed accounts focused on real estate assets. The firm's investment strategy includes acquiring light industrial real estate assets, focusing on markets with growth potential and barriers to entry, and actively managing properties to create value. Clients typically invest in hard real estate assets and real estate credit, with a minimum initial subscription of $5 million. Fees for Funds include a 1.5% management fee and a 20% performance-based fee, while Managed Accounts have negotiable fees. The firm also receives additional fees for services such as property management, construction, leasing, and legal services. Berkeley Partners Management, LLC operates as a vertically integrated real estate operating company, handling various aspects of real estate investment in-house. The firm has no disciplinary information, and its investment discretion is aligned with clients' objectives. Clients receive regular reports on their investments, and the firm has custody of client assets, subject to annual audits.

Bell Investment Advisors, Inc. (BIA) is a California corporation specializing in investment management, financial planning, and consultation services since 1991. Founded by James F. Bell and Forrest R. Bell, the firm offers separately managed client accounts tailored to individual financial circumstances and objectives. BIA's services include financial goal setting, risk assessment, asset allocation, and securities management. Clients have discretion over their investments, with the firm emphasizing long-term strategies. Minimum initial investment is subject to account size, with a $6,000 annual fee minimum. BIA acts as a fiduciary, prioritizing clients' best interests and not receiving commissions on investment products. Fees are based on a percentage of assets under management, with additional charges for financial planning services starting at $10,000. BIA recommends Charles Schwab as a custodian and executing broker, providing access to institutional services. The firm does not engage in performance-based fees, soft dollar arrangements, or block trading. Clients include individuals, trusts, pension plans, and charitable foundations, with a minimum asset value of $750,000. BIA's investment strategies focus on no-load mutual funds and ETFs, with risk management strategies in place to address market fluctuations and client needs. The firm does not vote on client securities and maintains financial stability without adverse conditions.

Brooker Wealth Management is an SEC registered investment advisor that offers investment management and financial planning services. The firm was established in 19831 and has assets under management of $592,401,793 as of December 31, 2024. The firm provides discretionary investment management services, including financial goal setting, risk assessment, and strategic asset allocation. Brooker Wealth focuses on no-load mutual funds, ETFs, domestic bonds, certificates of deposit, and U.S. government securities for client portfolios. Clients have the option to place investment restrictions on their accounts. The firm acts as a fiduciary when providing investment advice, ensuring that clients' best interests are prioritized. Brooker Wealth charges management fees based on a percentage of the market value of investments held in client accounts. The fee structure ranges from 0.75% for accounts up to $2,000,000 to 0.25% for accounts above $10,000,000. The firm does not charge performance-based fees to avoid conflicts of interest. Clients have investment discretion over their accounts, allowing Brooker Wealth to make investment decisions based on individual financial circumstances and objectives. The firm's investment strategy emphasizes strategic asset allocation and diversification among various asset classes. Brooker Wealth's professional staff, including Joseph A. Wells, Robert J. Wells, Daniel K. Beatty, Samson K. Chan, Andrew M. Nevin, Scott P. Kelley, and Nolan M. Parker, are experienced and hold relevant certifications such as CFA and CFP. The firm's fee structure, fiduciary status, investment strategy, and professional team make it a reputable choice for individuals seeking personalized investment management and financial planning services.

DHR Investment Counsel, Ltd is a registered investment advisor founded in January 1998 and based in Oakland, CA. The firm, owned and operated by Davis H. Riemer and Louise Rothman-Riemer, offers investment advisory services to individuals, high net worth individuals, trusts, estates, retirement plans, and charitable organizations. DHR acts as a fiduciary, upholding a duty of loyalty, fairness, and good faith towards each client. The firm provides wealth management services, including investment management services utilizing mutual funds, exchange-traded funds, individual stocks, and bonds. DHR primarily employs fundamental analysis in developing investment strategies and focuses on long-term investment goals. The firm's fee structure for wealth management services is based on a percentage of assets under management, with an initial start-up fee of up to $5,000. DHR does not charge performance-based fees and does not manage proprietary investment funds. The firm does not receive compensation for securities transactions and does not participate in soft dollar programs. DHR recommends Charles Schwab & Co., Inc. as a custodian for client accounts and does not engage in directed brokerage. Clients are encouraged to review statements provided by the custodian and compare them to reports from DHR to ensure accuracy. DHR has a privacy policy in place to protect clients' personal information and does not sell such information to third parties. Clients have the right to limit the sharing of their personal information for marketing purposes.

Ginsburg Financial Advisors is a financial advisory firm based in Oakland, California. It currently has approximately $213,304,935 of assets under management and employs about 7 people. Ginsburg Financial Advisors uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.