Infinity Financial Services Advisory

Infinity Financial Services Advisory, operated by Gilbert Greg RIA, LLC, offers portfolio management services through a wrap fee program. The firm charges management fees ranging from 0.25% to 2.50% based on total assets under management, with a minimum fee of 25 basis points per year. Clients can terminate the Investment Advisory Contract with written notice and may receive a prorated refund if fees were paid in advance. The firm does not charge higher advisory fees based on trading activity and covers transaction fees using collected advisory fees. IFSA provides ongoing portfolio management services tailored to individual client goals, risk tolerance, and time horizon. The firm may request discretionary authority from clients to select securities and execute transactions without prior permission. Investment strategies include long-term investing, short-term trading, options trading, and investments in complex products. Clients are allowed to impose restrictions on certain securities based on personal values or beliefs. The firm's methods of analysis include charting, fundamental analysis, technical analysis, cyclical analysis, quantitative analysis, and modern portfolio theory. IFSA does not accept performance-based fees and acts as a fiduciary, always prioritizing clients' best interests. Clients have access to monthly account statements and performance reports. The firm discloses potential conflicts of interest related to compensation for recommending commissionable products and services. IFSA participates in the institutional advisor program offered by Charles Schwab, receiving benefits such as research tools, consulting services, and discounts on various services. The firm does not compensate non-advisory personnel for client referrals.