Access Financial Resources Inc.

Access Financial Resources, Inc. is a registered investment adviser based in Oklahoma City, Oklahoma, founded in 1991. The firm offers personalized financial planning and asset management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. Services include financial objective determination, cash flow management, tax planning, insurance review, asset management, education funding, retirement planning, and estate planning. AFR operates as a "fee-based" firm, providing objective advice on various asset vehicles for a fee paid by clients. Investment advice is offered through non-discretionary or discretionary authority, allowing clients to control their investments. AFR's investment strategies include strategic asset allocation, core and satellite approach, and global diversification. The firm manages approximately $323 million in assets, with fees based on a percentage of assets under management. AFR's fee structure is negotiable, with hourly charges for financial planning services and asset-based percentage fees for investment advisory services. The firm does not accept performance-based fees or engage in side-by-side management. Clients receive account statements directly from custodians, and AFR does not vote proxies on behalf of clients. AFR maintains an information security program and a Business Continuity Plan to safeguard client information and ensure business continuity in case of disruptions.