Fragasso Financial Advisors

Fragasso Financial Advisors, Inc. is a registered investment advisor specializing in asset management programs and financial planning services. Established in 1996, the firm offers discretionary asset management services tailored to individual client needs, focusing on various investment types such as mutual funds, ETFs, variable annuity subaccounts, and more. Clients have the option to establish a Program account with an approved custodian, retaining ownership rights and control over their assets. The firm may also recommend third-party portfolio managers for discretionary management. For retirement plan consulting services, FFA assists plan sponsors with investment policy statements, investment monitoring, performance reports, and investment recommendations. The firm acknowledges its fiduciary status under ERISA and acts in clients' best interests. FFA offers retirement asset advisory services, retirement asset modeling services, and investment account advisory services, providing assessments, recommendations, and monitoring of client investments. Clients typically require a minimum of $250,000 in investable assets for individual accounts and $500,000 for retirement plans. FFA's fee structure is based on a percentage of assets under management, with fees due quarterly in advance. The firm does not charge performance-based fees and does not exercise investment discretion for most services. Clients retain the right to vote proxies for their securities. FFA has no disciplinary information and maintains financial stability to meet client commitments.