Sterling Wealth Advisors, Inc.

Sterling Wealth Advisors®, Inc. is a registered investment adviser based in Plantation, Florida, established in September 1998. The firm offers combined financial planning and investment advisory services with a minimum annual financial planning fee of $8,000 and a minimum annual fee of $6,000 for investment advisory services only. Clients can receive ongoing financial planning, investment advisory services, or stand-alone financial planning and consulting services. The firm acts as a fiduciary, providing services on a fee-only basis. Clients have the option to engage the firm for discretionary investment advisory services without financial planning. Sterling Wealth Advisors® primarily allocates client assets among various securities, including no-load mutual funds, exchange-traded funds, and government securities. The firm does not participate in wrap fee programs and had $187,596,209 in assets under management as of December 31, 2024. Clients are encouraged to review financial planning issues annually, and account reviews are conducted on an ongoing basis. The firm does not vote client proxies and does not require fees exceeding $1,200 per client six months in advance. Sterling Wealth Advisors® has not been subject to disciplinary actions or bankruptcy petitions.