Tobias Financial Advisors

Tobias Financial Advisors, Inc. is a fee-only investment advisor firm established in 1980 and registered since January 13, 1989. The firm specializes in financial planning, consulting, and investment management services for individuals, pension and profit-sharing plans, trusts, estates, corporations, and other entities. The firm's owners are Marianela Collado (CEO) and Matthew Saneholtz (CIO). TFA offers fee structures based on a percentage of assets under management, hourly charges, retainer fees, and/or fixed fees. Clients can receive services such as Wealth Management, Investment Management, and Retirement Plan Advisory Service. TFA may provide guidance on hedge funds, private equity funds, or other alternative investments for experienced investors. Clients can grant discretionary authority for TFA to manage their accounts, allowing TFA to make investment decisions without prior approval. TFA recommends the use of TD Ameritrade or Charles Schwab for brokerage and clearing services. The firm follows a globally diversified investment strategy and considers various risks such as interest-rate, credit, market, inflation, and business risks. TFA does not vote proxies on behalf of clients and does not participate in class action lawsuits on behalf of clients. The firm prioritizes client privacy and has policies in place to protect personal information.