Bright Financial Advisors, Inc.

Bright Financial Advisors, Inc. is a Registered Investment Adviser based in Portage, Michigan, providing personalized investment advisory services since 1996. The firm offers Portfolio Management Services, Financial Planning Services, and the Selection of Other Advisers. Bright Financial Advisors is a fee-only independent financial advisor, offering wealth management services through financial planning, investment portfolio management, and aggregated financial services. The firm's investment philosophy focuses on long-term strategies, utilizing fundamental analysis, long-term and short-term purchases, and margin transactions. Clients have the option of discretionary portfolio management services, with fees based on a percentage of assets managed. The fee schedule ranges from 1.00% to 0.50% based on the assets under management. Financial Planning Services are offered on a fixed fee basis, ranging from $500 to $5,000, with hourly rates available for modular financial planning. The firm may recommend mutual funds and exchange-traded funds, with fees separate from the firm's advisory fees. Bright Financial Advisors does not accept performance-based fees or engage in side-by-side management. The firm serves individuals, pension and profit sharing plans, trusts, estates, charitable organizations, corporations, and other business entities, with a minimum fee requirement for financial planning services and an annual minimum fee for advisory accounts. Clients have the option to direct brokerage, with Schwab recommended as the custodian. The firm does not vote proxies on behalf of clients and does not have financial interest in client transactions beyond advisory services. Bright Financial Advisors prioritizes client privacy and maintains strict confidentiality standards.