John A. Wolfe & Associates, Inc. is a Registered Investment Adviser located in Portage, Michigan, established in February 2007. The firm offers fee-only Asset Management Services and non-discretionary Assets under Advisement. They act as a fiduciary to clients, providing individualized services tailored to meet client needs and objectives. The firm's investment philosophy is primarily conservative, focusing on long-term success. Clients are encouraged to play an active role in the investment process, with ongoing reviews and consultations provided. The minimum account size recommended is $500,000, with exceptions made for special circumstances. John A. Wolfe & Associates, Inc. does not engage in performance-based fees or side-by-side management. The firm does not receive compensation for recommending securities and does not accept client-directed brokerage. Clients have the authority to vote proxies, and the firm maintains a strict Code of Ethics to ensure client interests are prioritized. The privacy of client information is safeguarded, and nonpublic personal information is treated as confidential. Clients can expect regular reports and statements detailing account activity and performance. John A. Wolfe & Associates, Inc. prioritizes client trust and compliance with regulatory requirements to provide transparent and ethical financial advisory services.

Bright Financial Advisors, Inc. is a Registered Investment Adviser based in Portage, Michigan, providing personalized investment advisory services since 1996. The firm offers Portfolio Management Services, Financial Planning Services, and the Selection of Other Advisers. Bright Financial Advisors is a fee-only independent financial advisor, offering wealth management services through financial planning, investment portfolio management, and aggregated financial services. The firm's investment philosophy focuses on long-term strategies, utilizing fundamental analysis, long-term and short-term purchases, and margin transactions. Clients have the option of discretionary portfolio management services, with fees based on a percentage of assets managed. The fee schedule ranges from 1.00% to 0.50% based on the assets under management. Financial Planning Services are offered on a fixed fee basis, ranging from $500 to $5,000, with hourly rates available for modular financial planning. The firm may recommend mutual funds and exchange-traded funds, with fees separate from the firm's advisory fees. Bright Financial Advisors does not accept performance-based fees or engage in side-by-side management. The firm serves individuals, pension and profit sharing plans, trusts, estates, charitable organizations, corporations, and other business entities, with a minimum fee requirement for financial planning services and an annual minimum fee for advisory accounts. Clients have the option to direct brokerage, with Schwab recommended as the custodian. The firm does not vote proxies on behalf of clients and does not have financial interest in client transactions beyond advisory services. Bright Financial Advisors prioritizes client privacy and maintains strict confidentiality standards.

626 Financial, LLC is a financial advisory firm based in Portage, Michigan. It currently has approximately $259,905,922 of assets under management and employs about 5 people. 626 Financial, LLC uses a fee structure of and a percentage of assets under your management.

PPS&V Asset Management Consultants, Inc. is a Registered Investment Adviser established in 1991, located in Michigan. The firm offers personalized investment advisory services to individuals, high net worth individuals, pension and profit-sharing plans, charitable organizations, and corporations. Their investment philosophy is based on market efficiency over the long term, utilizing asset allocation strategies to create diversified portfolios. PPS&V provides discretionary investment management services, working closely with clients to identify goals, risk tolerance, and construct portfolios with various asset classes. The firm charges investment advisory fees ranging from 0.50% to 1.0% of total assets under management. Clients are required to sign an Investment Advisory Agreement, and fees are paid quarterly in advance based on total assets. PPS&V does not participate in wrap fee programs and does not charge performance-based fees. The firm's investment strategies include fundamental and technical analysis, mutual funds/ETFs, asset allocation models, active vs. passive strategies, buy and hold, indexing, and dividend growth investing. PPS&V recommends clients establish brokerage accounts with Charles Schwab & Co. for custody and trading services. The firm does not vote proxies on behalf of clients and does not accept or maintain custody of client assets. PPS&V has no disciplinary actions, financial industry affiliations, or financial conditions that could impair its ability to meet obligations.