Brown, Lisle/cummings, Inc

Brown, Lisle/Cummings, Inc. is an established financial advisor firm founded in 1912, registered as an investment adviser since 2006, and as a broker-dealer with the SEC since 1966. The firm specializes in Individual Portfolio Management, Financial Planning, and Financial Consulting services. They offer discretionary or non-discretionary investment management services under their Wrap Program, encompassing trade execution, custody, reporting, platform fees, and investment management fees for a single annual fee. Clients can impose reasonable restrictions on investments, and the firm's investment recommendations cover various securities like stocks, bonds, options, mutual funds, and ETFs. The firm operates on a wrap fee basis, with fees assessed quarterly based on assets under management. Clients can negotiate fees based on factors like account size, composition, and complexity. BLC does not provide non-wrap fee portfolio management services. They also offer financial planning and consulting services, addressing areas like tax, investments, retirement, and estate planning. The firm's investment strategies include long-term purchases, short-term purchases, asset allocation, and options trading. Clients have access to the portfolio manager and receive regular reviews and reports based on their investment objectives. BLC has a Code of Ethics, a Personal Trading Policy, and does not engage in principal transactions with advisory clients. The firm does not accept compensation for client referrals and does not require advance fees exceeding $1,200. BLC has no reportable disciplinary events and maintains financial stability.