Certus Wealth Management LLC

Certus Wealth Management LLC, established in December 2021, offers financial planning and investment management services. The firm's services include retirement planning, cash flow planning, trust and estate planning, and investment portfolio management. Clients can engage in discretionary or non-discretionary investment management services, with assets primarily allocated among exchange-traded funds (ETFs) and other securities. The firm manages $162,813,293 in client assets as of December 31, 2024. Fees are charged based on assets under management, ranging from 1.25% for assets up to $250,000 to negotiable rates for assets above $40,000,000. Certus Wealth Management does not impose a minimum account requirement. The firm does not provide performance-based fees and acts as a fiduciary under the Employee Retirement Income Security Act of 1974 for retirement plan services. Clients receive account statements directly from custodians and have the option to grant investment discretion to the firm. Certus Wealth Management does not vote on client securities proxies and has no financial impairments affecting client commitments. The firm does not compensate third parties for client referrals and does not take physical custody of client funds or securities.