Pedicord Wealth Management, LLC

Pedicord Wealth Management, LLC, established in Rocklin, California, is an investment advisor registered with DFPI. Founded by Dawn Pedicord, the firm offers personalized portfolio management services based on individual client needs, goals, risk tolerance, and liquidity requirements. Clients can opt for discretionary or non-discretionary account management. Pedicord may engage third-party asset managers like SEI and Assetmark to manage specific client goals, such as exposure to foreign assets. The firm's investment philosophy emphasizes financial planning, asset allocation, tax minimization, and client-centric portfolio construction. Pedicord charges annual management fees ranging from 0.25% to 1.25% based on assets under management, with a minimum account size of $250,000. Clients may incur additional fees for subadvisors or third-party managers. The firm does not charge performance-based fees or participate in wrap fee programs. Pedicord emphasizes transparency, client involvement, and adherence to a Code of Ethics. The firm does not accept commissions for product sales and discloses potential conflicts of interest. Clients receive regular account reviews and statements, with the option for discretionary or non-discretionary investment authority. Dawn Pedicord, the firm's owner and CCO, is a Certified Financial Planner with a background in finance and insurance. She oversees the firm's operations, compliance, and client services. Dawn has no disciplinary history or outside business activities to disclose.