Mccartney Wealth Management LLC

McCartney Wealth Management LLC, established in 2010, is a fee-only investment adviser based in Saint Louis, MO. The firm, owned by Michael P. McCartney, offers financial planning and investment management services. With a focus on academic research and financial science, the firm provides clients with low-cost, diversified portfolios. Services include comprehensive financial planning and personalized investment strategies based on client goals and risk tolerance. The firm's investment philosophy is grounded in Modern Portfolio Theory and factor investing. Clients typically engage the firm on a discretionary basis, granting authority for trading and portfolio management. Fees are structured as a percentage of assets under management, with financial planning fees ranging from 15-20 basis points per year and investment management fees varying based on asset value. The minimum account size is $500,000, negotiable on a case-by-case basis. The firm does not charge performance-based fees and acts as a fiduciary to all clients, avoiding conflicts of interest. Clients have investment discretion, and the firm does not vote proxies on behalf of clients. McCartney Wealth Management does not engage in principal or agency cross securities transactions for client accounts.