Terril & Company

Terril & Company, a registered investment adviser based in St. Louis, Missouri, was founded by John Joseph Terril in 1979. The firm offers investment advisory services tailored to individual client circumstances, goals, and risk tolerance. Terril manages approximately $864 million in assets under management as of March 5, 2025, operating on a discretionary basis. Clients are charged fees based on a percentage of assets under management, with rates negotiable. The firm may also provide consulting services on an hourly fee basis. Terril's investment strategy focuses on fundamental analysis, considering factors like cash flows, earnings, and market conditions. The firm employs two quantitative asset selection models to manage risk and reward for client portfolios. Terril primarily serves high net worth individuals, pension plans, and corporations, with a minimum portfolio size requirement of $250,000. The firm does not accept performance-based fees and has no disciplinary history. Terril exercises investment discretion, voting on proxy matters and managing accounts without prior client approval based on agreed-upon guidelines. The firm does not engage in soft dollar arrangements and has a Code of Ethics to ensure fiduciary obligations are met. Terril's brokerage practices prioritize best execution for client trades, and the firm does not have any financial conflicts that could impair its ability to meet obligations.