Holifield Financial Advisory Services/prosper Financial Advisers

Holifield Financial Advisory Services, Inc., operating as Prosper Financial Advisers, is a Registered Investment Adviser founded in 2008 by Rhonda K. Holifield. The firm offers financial planning, consulting, and investment management services to various clients, including individuals, pension plans, trusts, and corporations. Clients have discretion over implementing recommendations and may impose restrictions on investments. The firm primarily allocates assets among mutual funds, ETFs, and individual securities based on client objectives. Prosper Financial Advisers does not charge performance-based fees and acts as a fiduciary when providing discretionary 3(38) fiduciary services. The firm's fee structure includes fixed or hourly fees for financial planning and an annual fee based on a percentage of assets managed, typically up to 1.00%. There is a minimum quarterly fee of $500, and clients may incur additional charges from custodians or third parties. The Adviser does not pay for client referrals and does not receive compensation for referrals. Clients receive regular account reviews and reports, and the Adviser does not vote proxies on behalf of clients. Prosper Financial Advisers does not have custody of client assets but may deduct fees from client accounts. The firm has no financial constraints that would impact client services.