Vantage Wealth Management, LLC

Vantage Wealth Management, LLC, a Registered Investment Advisor established in February 2007 in California, offers personalized investment advisory services through Financial Planning and Asset Management Services. Financial Planning Services include comprehensive or specific financial advice covering topics like insurance, retirement, college, estate planning, and asset allocation. Asset Management Services provide customized investment programs managed on a discretionary or non-discretionary basis. Vantage utilizes platforms like SEI, AssetMark, Charles Schwab, and First Ascent for managing client portfolios. The firm charges fees based on a percentage of assets under management, with a tiered fee structure ranging from 1.00% to 0.25% based on the account value. The minimum investment amount for asset management services is $1,000,000, with exceptions granted at Vantage's discretion. The firm's advisors, including David Fernelius, Brandy Navarro, John Lee, Tom O’Brien, Bob Stafford, Mitone Griffiths, and Christina Munguia, are all CERTIFIED FINANCIAL PLANNER™ certificants. Vantage operates as a fiduciary, putting clients' interests first, and does not charge performance-based fees. Clients receive account statements at least quarterly from the qualified custodians. Vantage does not vote proxies on behalf of clients and maintains investment discretion for managing client portfolios. The firm's Code of Ethics ensures ethical conduct and compliance with securities laws. Vantage does not receive soft dollar benefits and does not recommend broker-dealers for client transactions. Clients can file complaints with the CFP® Board if they believe an advisor's conduct violates professional standards.