Hutchinson Capital Management

Hutchinson Capital Management Corporation is an SEC Registered Investment Adviser established in 1995, headquartered in San Rafael, California. The firm specializes in providing investment management services and personalized advice for individual, family, trust, retirement plan, and charitable organization clients. They offer integrated investment advisory services combining asset management with financial planning. The firm's investment approach focuses on the preservation of wealth and growth of capital, with a value style equity investment strategy and a laddered approach to fixed income securities. Key consumer-facing terms include a minimum initial investment of $1,000,000, with a minimum annual management fee of $10,000 for clients below this threshold. The fee structure is tiered based on assets under management, starting at 1.0% per annum for the first $1,000,000. Hutchinson Capital acts as a fiduciary, providing investment discretion to clients, and does not charge performance-based fees. The firm's investment professionals, including Steven K. Wilkes, Gage T. Houser, Stuart J. Crandall, and Ivan K. Dias, hold professional designations such as CFA and CFP®. The firm's investment philosophy emphasizes capital preservation, competitive risk-adjusted returns, and a long-term buy and hold strategy. They do not participate in wrap programs and do not maintain custody of client funds. Hutchinson Capital recommends Charles Schwab as a custodian and executing broker. The firm's professionals are subject to a Code of Ethics and are supervised by Steven K. Wilkes, the Chief Compliance Officer. Clients are encouraged to review the firm's Form ADV Part 2A brochure for additional information.