Rpa Financial, LLC

RPA Financial, LLC is a registered investment advisor specializing in providing investment advisory and management services to retirement plans, profit sharing plans, and defined contribution plans. The firm, established in California, is owned by Global Retirement Partners, LLC. RPA operates as a fiduciary, offering services critical to helping clients fulfill obligations under the Employee Retirement Income Security Act of 1974. The firm provides retirement plan consulting services, including investment policy statement preparation, investment selection, performance monitoring, fiduciary education, participant education, and service provider search support. As of December 31, 2024, RPA manages approximately $7.99 billion in assets under management, with a focus on ERISA qualified retirement plans. The firm charges fees based on a tiered structure for retirement plan consulting services, with fees ranging from 1.00% to 2.0% based on assets under management. RPA does not participate in performance-based fees or side-by-side management. The firm's investment strategies primarily involve fundamental analysis and asset allocation through passive and actively managed approaches. RPA emphasizes minimizing risks associated with capital markets and provides detailed information on various risks, including interest-rate risk, market risk, inflation risk, and more. RPA operates under a Code of Ethics, ensuring transparency, fair dealing, and acting in the best interest of clients. The firm does not have custody of client assets and does not engage in soft dollar benefits, brokerage for client referrals, or directed brokerage activities. Clients receive proxy information from their custodial broker-dealers for voting client securities. RPA maintains a Business Continuity Plan to ensure business operations continue in the event of an unforeseen disaster.