Sterling Manor Financial, LLC

Sterling Manor Financial, LLC offers a wrap fee program for managing client accounts, including portfolio management services and brokerage costs. The annual fee for all assets is up to 2.00%, with negotiable fees based on client needs. Fees are withdrawn quarterly in advance and can be paid by check, wire, or directly from client accounts. Clients have a 5-day window for penalty-free contract termination, followed by a 30-day notice period. The firm caters to individuals, high-net-worth individuals, and pension/profit sharing plans with no minimum account requirement. The firm's investment strategies include charting analysis, cyclical analysis, fundamental analysis, modern portfolio theory, quantitative analysis, and technical analysis. SMF offers long-term, short-term, and options trading strategies. Clients have discretion over their investments, with SMF requesting authority for transactions. The firm does not accept performance-based fees and focuses on mutual funds, fixed income securities, equities, ETFs, and annuities. SMF does not vote on client proxies and provides regular account reports. The firm's personnel may engage in securities transactions similar to client recommendations, with reviews conducted quarterly by the chief advisor. SMF does not compensate non-advisory personnel for client referrals and has no financial conditions impairing client commitments. The firm has not been involved in bankruptcy petitions in the last ten years.