Shade Tree Advisors LLC, based in Saratoga Springs, New York, has been providing investment advisory services since 2017. The firm primarily offers Family Office Wealth Planning Services directed towards high-net-worth clients, focusing on financial planning areas such as family continuity, estate planning, tax preparation, and risk management. Additionally, the firm offers financial planning services and non-discretionary portfolio management services tailored to meet clients' needs and investment objectives. For portfolio management services, clients have the option for non-discretionary arrangements, where the firm must obtain client approval before executing transactions, or discretionary arrangements, where the firm has authority to manage the account without prior approval for each transaction. Shade Tree Advisors charges an annual fixed fee for Family Office Wealth Planning Services, typically ranging between $40,000 and $700,000, subject to annual increases based on the Consumer Price Index or a fixed percentage. Portfolio management fees range from 0.10

MinichMacGregor Wealth Management, LLC is a registered investment adviser based in Saratoga Springs, New York, established in 2009. The firm offers a range of investment advisory services, including financial planning, asset allocation, and discretionary portfolio management. Clients can receive services on an all-inclusive or individual basis tailored to their financial situation and needs. The firm may recommend independent third-party money managers for account management services and may use proprietary investment strategies for certain clients. Clients have the option to grant discretionary authority to manage their accounts, allowing the firm to make investment decisions without prior consent for each transaction. The firm charges fees for financial planning/consulting services based on a fixed fee or hourly fee structure, and portfolio management fees range from 0.50% to 2.50% based on the market value of assets under management. MinichMacGregor does not accept performance-based fees, and clients have the right to decline to implement any advice provided on a non-discretionary basis. The firm does not vote proxies on behalf of clients and does not determine eligibility for class action lawsuits. Clients receive regular account statements from the custodian holding their funds and securities, and the firm maintains strict privacy policies to protect clients' nonpublic personal information.

Quartz Partners Investment Management is a financial advisory firm based in Saratoga Springs, New York. It currently has approximately $200,033,694 of assets under management and employs about 22 people. Quartz Partners Investment Management uses a fee structure of a percentage of assets under your management and fixed fees.

Vahanian & Associates Financial Planning Inc. is a registered investment adviser established in 1986, offering investment advisory services and financial planning to clients. The firm provides discretionary investment management services based on a percentage of assets under management. Clients can also engage in financial planning and consulting services on a separate fee basis. Vahanian tailors its services to each client's needs, considering factors like risk tolerance and investment objectives. The firm primarily allocates client assets among mutual funds, ETFs, individual equities, and fixed income securities. Clients engaging Vahanian for investment services pay a non-negotiable annual fee of 1.25% of assets under management. Vahanian recommends Osaic Wealth, Inc. as the broker-dealer for client assets. The firm does not participate in wrap fee programs and does not accept performance-based fees. Vahanian's investment strategies include long-term and short-term purchases, with a focus on fundamental analysis. The firm discloses potential risks associated with different types of investments, such as market risk, credit risk, and interest rate risk. Vahanian does not have any disciplinary actions and does not compensate individuals for client referrals. The firm emphasizes transparency and client communication, conducting ongoing account reviews and providing regular statements. Clients have the option to grant Vahanian investment discretion, allowing the firm to make investment decisions on their behalf. Vahanian does not vote client proxies and does not solicit fees far in advance. The firm maintains financial stability and is committed to acting in the best interests of its clients.

Continuum Wealth Advisors, LLC is a financial advisory firm based in Saratoga Springs, New York. It currently has approximately $165,991,535 of assets under management and employs about 5 people. Continuum Wealth Advisors, LLC uses a fee structure of and a percentage of assets under your management.

Sterling Manor Financial, LLC offers a wrap fee program for managing client accounts, including portfolio management services and brokerage costs. The annual fee for all assets is up to 2.00%, with negotiable fees based on client needs. Fees are withdrawn quarterly in advance and can be paid by check, wire, or directly from client accounts. Clients have a 5-day window for penalty-free contract termination, followed by a 30-day notice period. The firm caters to individuals, high-net-worth individuals, and pension/profit sharing plans with no minimum account requirement. The firm's investment strategies include charting analysis, cyclical analysis, fundamental analysis, modern portfolio theory, quantitative analysis, and technical analysis. SMF offers long-term, short-term, and options trading strategies. Clients have discretion over their investments, with SMF requesting authority for transactions. The firm does not accept performance-based fees and focuses on mutual funds, fixed income securities, equities, ETFs, and annuities. SMF does not vote on client proxies and provides regular account reports. The firm's personnel may engage in securities transactions similar to client recommendations, with reviews conducted quarterly by the chief advisor. SMF does not compensate non-advisory personnel for client referrals and has no financial conditions impairing client commitments. The firm has not been involved in bankruptcy petitions in the last ten years.

Sage Hill Advisory and Management, LLC is a financial advisory firm established on March 6, 2009, by principal owners Philip J. Toffel and Frank M. Antalek. The firm specializes in providing financial advisement and investment management services to individuals, families, trusts, estates, and family businesses. Services offered include investment supervisory services, financial planning, and limited investment advice on various types of securities. Clients have the option to impose restrictions on their investments based on personal values or beliefs. The firm manages assets held by independent custodians in the client's name and may recommend other professionals as needed. Sage Hill charges fees based on a percentage of assets under management, with a minimum account size of $1,000,000 and a minimum annual fee of $20,000. The firm's investment strategies include long-term and short-term trading, with a focus on fundamental, technical, and cyclical analysis. Clients grant Sage Hill discretionary authority over their accounts for buying and selling securities. The firm does not accept performance-based fees or compensation for the sale of securities to clients. Sage Hill does not participate in wrap fee programs and does not have any disciplinary events in its history.

Lee Investment Management, LLC is a registered investment adviser founded in 1998 by James W. Lee, offering personalized financial planning and investment management services. The firm specializes in fee-only services, avoiding product sales and commissions. Lee Investment Management manages assets on a discretionary basis, primarily investing in mutual funds, individual fixed income securities, and exchange-traded funds through custodians like Charles Schwab and Altruist. The firm may also utilize third-party money managers for client accounts. Clients can engage in financial planning services or ongoing investment management under different agreements, with fees based on a percentage of assets under management or hourly charges. The minimum account size for the Advisory Client Service Agreement is $500,000, but exceptions may apply. Lee Investment Management uses strategic asset allocation as the primary investment strategy, with a focus on globally diversified portfolios. The firm accepts discretionary authority for trading and may maintain limited power of attorney for client accounts. Lee Investment Management does not receive compensation for client referrals and maintains a strong commitment to client privacy and information security. James W. Lee, the President, holds certifications including CFP®, CRPC®, and AIF®, and oversees the firm's operations and supervision of advisory services. No disciplinary actions have been taken against the firm. For more information, clients can request the full brochure and supplements from Lee Investment Management.

WPM Wealth Advisors LLC, established in Saratoga Springs, NY, provides portfolio management services to various clients, including individuals, high-net-worth individuals, and organizations, without an account minimum requirement. The firm's wrap fee program charges annual fees ranging from 0.00% to 3.00%, which are negotiable and withdrawn quarterly from clients' accounts with written authorization. Clients have the option to terminate the agreement within five business days of signing for a full refund of fees. WPM's investment strategies include long-term investing, short-term investing, options, short sales, and margin use, with a focus on asset allocation, risk assessment, and regular portfolio monitoring. The firm's methods of analysis encompass charting, fundamental, technical, cyclical, quantitative, and modern portfolio theory analyses. WPM's compensation structure does not include additional fees beyond advisory fees for client participation in the wrap fee program. The firm acts as a fiduciary, always prioritizing clients' best interests. WPM does not select outside portfolio managers, and all accounts are reviewed quarterly by the Managing Partner & Chief Compliance Officer. The firm does not directly or indirectly compensate non-advisory personnel for client referrals. Clients receive quarterly account statements, and WPM does not require prepayment exceeding $1,200 per client. The firm has no financial conditions impairing its ability to meet contractual commitments and has not been subject to bankruptcy petitions in the past ten years.