True Living Financial

True Living Financial, established in 2010 by Adam D. McNeill, is a fee-only financial planning and investment management firm based in Saratoga Springs, NY. As a registered investment advisor with the SEC, True Living Financial offers personalized financial and estate planning services to individuals, pension participants, trustees, charitable organizations, and small business owners. The firm strictly adheres to a fiduciary standard, ensuring that clients' best interests are prioritized. Clients maintain control over their assets, with True Living Financial providing investment advice and executing trades under a limited power of attorney. The firm's investment strategy focuses on strategic asset allocation using a combination of actively and passively managed funds. True Living Financial requires a minimum account balance of $250,000 for its asset management service, with fees based on a percentage of assets under management. The firm does not engage in performance-based fees to avoid conflicts of interest. Clients have the option to have advisory fees deducted directly from their accounts. True Living Financial does not vote proxies on behalf of clients but may offer advice upon request. Adam D. McNeill, the sole owner of the firm, has been a financial planner since 2004 and is actively involved in professional organizations and charitable endeavors.