Hmv Wealth Advisors, LLC

HMV Wealth Advisors, LLC, established in 2018, is a registered investment adviser specializing in managing investment portfolios for individuals, trusts, charitable organizations, businesses, and qualified retirement plans. The firm, owned by Heard, McElroy & Vestal, LLC, managed over $305 million on a discretionary basis as of June 30, 2024. HMVWA offers services based on long-term investment strategies rooted in Modern Portfolio Theory, focusing on asset allocation decisions rather than market timing or stock picking. The firm typically creates portfolios using no-load, passively managed mutual funds, ETFs, and individual fixed income securities. Clients' assets are allocated based on their unique risk profiles and investment objectives. HMVWA charges an annual fee based on a percentage of assets under management, with a minimum account size of $1 million for Investment Management Services. The firm may also recommend fixed income portfolios managed by third-party managers. HMVWA does not charge performance-based fees and primarily serves individuals, trusts, charitable organizations, qualified retirement plans, and businesses. The firm does not vote proxies on behalf of clients and does not engage in principal or agency cross securities transactions. HMVWA does not have any disciplinary information and has no financial commitments that impair its ability to meet client obligations. Clients are encouraged to review quarterly performance reports and statements provided by the custodian of their investment assets.