Money Plans

Money Plans, LLC is a fee-only registered investment adviser specializing in investment services, financial planning, and consultation for individuals and families. Established in 1983, the firm transitioned to a limited liability company in 2021. As a member of NAPFA, Money Plans upholds high standards and operates as a fiduciary, ensuring client interests are prioritized. The firm offers money management services on a supervisory basis for clients with assets over $300,000, providing ongoing portfolio management and investment adjustments. For clients with assets under $300,000, or those not seeking ongoing management, investment review services are available. Financial planning services cover various aspects such as cash flow, retirement, insurance, estate planning, and tax planning. Hourly consultations are also offered for specific financial concerns. Fees for services are transparent and based on a percentage of assets under management or hourly rates. Money Plans does not receive commissions or third-party payments. The firm uses Charles Schwab as a custodian, providing clients with access to low-cost investments. Investment strategies include fundamental analysis, long-term and short-term purchases, and a focus on minimizing risks. Money Plans does not employ performance-based fees and manages individual client accounts without managing hedge funds or mutual funds. Denise Leish, the principal owner, has a strong educational background and is an active NAPFA member. The firm emphasizes integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence in its services, aligning with NAPFA's Code of Ethics.