Hbw Advisory Services LLC

HBW Advisory Services LLC is a registered investment adviser based in Simi Valley, CA, established in 2007. The firm specializes in providing asset management services, including discretionary asset management where clients grant HBW authority to manage their accounts. HBW offers financial planning and consulting services covering various areas such as investment planning, retirement planning, estate planning, and more. The firm may recommend third-party money managers or co-advisors to manage client portfolios based on individual needs and suitability. For asset management services, HBW charges an annual fee based on a percentage of assets under management, not exceeding 2.00%. Financial planning fees are either fixed or charged hourly, negotiable based on complexity. The firm may also offer combined financial planning and asset management services at a fixed rate. HBW does not accept performance-based fees and acts as a fiduciary, placing clients' interests first. Clients have the option to use the Betterment Institutional online portfolio management platform, where HBW assists in selecting investments based on client risk profiles. HBW may recommend asset transfers through a Standing Letter of Authorization, exercising limited custody over client funds. The firm does not vote proxies on behalf of clients and does not have any financial impairment that would affect client commitments. HBW prioritizes client privacy and maintains strict policies to safeguard personal information.