Tortuga Advisers LLC

TORTUGA ADVISERS LLC, established in 2005, specializes in providing personalized investment management services to individuals, trusts, estates, charitable organizations, and small business pension and profit-sharing plans. The firm offers unbiased and independent advice, operating strictly as a fee-only investment management firm without receiving commissions for financial product sales. Clients have control over their assets, with the firm managing a small number of discretionary accounts. The minimum account size is $1,000,000, with fees typically set at 0.75% of assets under management. Investment strategies focus on long-term growth, with an emphasis on identifying companies with sustainable competitive advantages. TORTUGA ADVISERS LLC does not use a performance-based fee structure to avoid conflicts of interest. The firm primarily serves individuals, trusts, estates, charitable organizations, and small business pension and profit-sharing plans. Clients receive quarterly updates and regular personal communication, and the firm does not accept referral fees or remuneration from other professionals. TORTUGA ADVISERS LLC maintains a strong commitment to client privacy and information security, with a comprehensive Business Continuity Plan in place. The firm's president, Michael F. Schaible, holds a Chartered Financial Analyst (CFA) certification and has extensive experience in the financial industry.