Clintsman Financial Planning

Jojenco Holdings, LLC, operating as Clintsman Financial Planning, is a Limited Liability Company established in Texas in April 2002 by Bryan Clintsman. The firm operates under the Fiduciary Standard, prioritizing clients' best interests. Services include Phase I Financial Planning and Phase II Portfolio Management, tailored to individual needs. The firm's assets under management were $508,599,590 as of December 2021. Fees are structured on a Fee-Only basis, with Phase I planning fees ranging from $2,500 to $7,500 and Phase II management fees varying based on total assets. Clients have discretion over third-party fees and can terminate agreements with notice. Clintsman FP primarily invests in mutual funds, fixed income securities, equities, securities lending, and ETFs. The firm does not participate in wrap fee programs and does not accept performance-based fees. Clients include individuals and high-net-worth individuals, with no minimum account size required. Investment strategies involve fundamental analysis and modern portfolio theory, with risks disclosed for each type of security utilized. Clintsman FP does not have any disciplinary actions, administrative proceedings, or self-regulatory organization proceedings to report. The firm does not receive economic benefits for client referrals and maintains custody of client assets through Schwab. Clintsman FP provides discretionary investment advisory services and does not vote on client securities. Financial information shows no impairments to meeting contractual commitments to clients.