Provident Financial Planning, LLC

Provident Financial Planning, LLC, established in 2017 by Paul Michel, is a Registered Investment Adviser offering asset management and financial planning services. The firm emphasizes building portfolios tailored to meet clients' needs, focusing on wealth preservation and growth. Services include active asset management and financial planning consulting, with a comprehensive fee structure based on assets under management. The firm does not impose a minimum account balance for opening an account and charges fees monthly based on assets managed. Clients may impose reasonable restrictions on account management and have the ability to instruct not to purchase certain securities. Investment strategies include risk-adjusted growth, income generation, and wealth preservation strategies. The firm does not charge performance-based fees and serves individuals, high net worth individuals, trusts, estates, and non-profit organizations. Provident Financial Planning does not have any disciplinary information to disclose and does not have custody of client assets. Clients may choose to direct brokerage, and the firm recommends Charles Schwab & Co. as a custodian. The firm does not vote proxies on behalf of clients and does not have any financial commitments that would impair its ability to meet client obligations.