Harding Wealth, Inc.

Harding Wealth, Inc. is a financial advisory firm based in Tempe, Arizona, established in January 2016 by principal owner Adam Clark Harding. The firm offers portfolio management services tailored to individual client goals, risk tolerance, and time horizons. Clients receive Investment Policy Statements outlining their current financial situation and investment plans. Harding Wealth seeks discretionary authority from clients to make investment decisions in line with fiduciary duties. The firm specializes in diversified fee-conscious portfolios, including mutual funds, fixed income securities, real estate funds, and more. There is no minimum account size requirement for clients. Fees are asset-based, ranging from 1.00% to negotiable for assets over $10 million, with a $100 annual fee for accounts below $50,000. Clients may terminate agreements within five business days without penalty. Harding Wealth does not participate in wrap fee programs and has assets under management of $162,138,463. The firm provides financial planning services, including investment, tax, retirement, and debt planning. Clients have the option to impose restrictions on investments based on personal values or beliefs. Harding Wealth does not accept compensation for the sale of securities to clients and does not engage in performance-based fees. The firm's investment strategies include long-term trading, short-term trading, and options trading, with a focus on risk management and client-specific needs. Clients receive quarterly reports detailing account performance and fees. Harding Wealth does not take custody of client accounts and does not accept voting authority for client securities. The firm has no disciplinary actions, bankruptcy petitions, or financial conditions impairing its ability to meet client commitments in the last ten years.