Johnson Financial Advisors

Johnson Financial Advisors, operating as Philip O. Johnson & Company, Ltd., has been providing investment advisory services since 1981 and is registered with the U.S. Securities and Exchange Commission. The firm specializes in comprehensive financial planning for pre-retirees and retirees, offering services such as cash flow analysis, tax projections, and retirement planning. They manage approximately $169.7 million in client assets, with a focus on discretionary asset management and wrap-fee programs through Securities America Inc. Clients are charged a negotiable flat fee for financial planning services, ranging from $800 to $7,000, and a maximum annual management fee of 2.25% for wrap-fee programs. The firm may receive additional compensation from third-party money managers and does not charge performance-based fees. JFA's investment strategies include cyclical, fundamental, and technical analysis, with a long-term investment approach and a focus on diversification to manage risks. Clients have the option to grant JFA discretionary authority over their accounts, with the ability to impose restrictions if desired. JFA does not vote on client securities proxies and has no disciplinary events to disclose.