Cairn Investment Group

Cairn Investment Group, Inc. is a registered investment adviser providing discretionary investment management and financial planning services since its establishment in 2007. The firm offers services to various entities, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. Cairn acts as a fiduciary when providing investment advice for retirement accounts, ensuring clients' best interests are prioritized. The firm primarily invests in equities, real estate investment trusts, corporate debt securities, and other asset classes, aiming to optimize client portfolios based on risk tolerance and investment objectives. For investment management services, Cairn charges fees based on a percentage of assets under management, with a tiered fee schedule. Financial planning services are provided at no additional cost to investment management clients, covering topics such as retirement planning, estate planning, and wealth transfers. Standalone financial planning services are also available for a fee, ranging from $2,500 to $7,000, with hourly consulting rates varying from $300 to $450. The firm emphasizes personalized advisory services, with client accounts reviewed quarterly and annual reports issued to clients. Cairn does not participate in wrap fee programs and manages approximately $350 million in assets across 827 accounts as of December 31, 2024. The firm does not have any disciplinary events to report and maintains a code of ethics to ensure integrity and ethical conduct among its employees. Clients are encouraged to vote their own proxies, and the firm has no financial matters that could impair its ability to meet obligations.