First Pacific Financial is a registered investment adviser offering financial planning, consulting, and investment management services. Established in August 2016, the firm is owned by Todd Engblom-Stryker, Darren Farrell, Adam Wishard, Taryn McCauley, Julienne Valois, and Lori Vaandering. They provide a range of services including business planning, retirement planning, risk management, and tax planning. Clients have discretion over decision-making and are not obligated to act on recommendations. The firm manages discretionary and non-discretionary assets totaling over $1.5 billion. Fees are based on assets under management, with a tiered fee schedule ranging from 0.50% to 1.25%. First Pacific Financial may direct clients to third-party advisers and receives compensation for these referrals. The firm does not engage in performance-based fees or side-by-side management. Investment portfolios primarily consist of mutual funds, ETFs, and individual securities, with a focus on strategic asset allocation and risk management. Clients receive regular account statements and reports, and the firm exercises investment discretion with client authorization. First Pacific Financial does not vote on client securities and has not been involved in any material legal or disciplinary events. The firm's code of ethics emphasizes client interests and compliance with securities laws. Clients may request a copy of the firm's code of ethics for review.

Sloy, Dahl & Holst, LLC is a registered investment adviser established in 1988, based in Vancouver, WA. The firm offers discretionary portfolio management services, tailored to meet clients' needs and investment objectives. Clients can grant discretionary authority for account management, with the option to limit authority by providing written restrictions. The firm provides model portfolios with varying risk tolerances, including conservative, moderate, balanced, growth, and aggressive models. Additionally, they manage assets for pension and profit-sharing plans, offering participant education at no extra cost. Sloy, Dahl & Holst charges a negotiable annual fee based on a percentage of assets under management, with a maximum fee of 2% for assets up to $10,000,000 and 0.55% for assets above $10,000,001. The firm may also charge performance-based fees for qualified clients. They do not participate in wrap-fee programs and offer financial consulting services at an hourly fee of $350. The firm primarily advises on stocks, mutual funds, ETFs, and Collective Investment Trusts, with a focus on long-term purchases. Clients are provided with detailed quarterly reports and billing summaries. Sloy, Dahl & Holst does not vote proxies on behalf of clients and does not have custody of client assets. The firm prioritizes client privacy and data security, with strict policies in place to protect personal information. In the event of trade errors, the firm aims to rectify the situation to restore the account to its correct position. Clients are also assisted in participating in class action lawsuits related to securities in their portfolios.

Baker Ellis Asset Management LLC, established in March 2002 by Brian C. Baker, CFA, and Barnes C. Ellis, offers investment management services for individuals, trusts, businesses, and foundations. The firm utilizes fundamental analysis to identify attractive investments, including equities, mutual funds, ETFs, bonds, and other assets. As fiduciaries under ERISA, they prioritize clients' best interests. Accounts are individually managed without commingling funds, allowing for customization based on client needs. With approximately $874 million in discretionary assets under management as of December 31, 2024, Baker Ellis exercises full discretion over accounts, although client requests for consultative management may be accommodated. Fees are calculated as a percentage of assets under management, typically 1.5% or less annually, with negotiable terms. The firm does not charge performance fees, aligning their interests with clients'. Investment strategies focus on long-term value investing and diversification, with a risk of loss inherent in all securities investments. The firm's Code of Ethics ensures client confidentiality and compliance with securities laws. Clients typically have a minimum investment of $1 million per household, although exceptions may be made. The firm primarily works with Fidelity Investments for brokerage services, seeking to minimize fees and provide high-quality executions. Clients receive quarterly performance reports and newsletters, with custodial statements showing account details. Baker Ellis does not engage in third-party solicitation, and client assets are held with a custodian to ensure security and transparency. The firm exercises full discretion over selecting securities for client accounts, with proxy voting aligned with client interests. The team includes Brian C. Baker, Barnes C. Ellis, and JB Groh, all experienced professionals in the investment industry.

Martel Wealth Advisors, Inc. is an SEC registered investment advisor based in Vancouver, WA, established in 2018 by Mark S. Martel, CFP®. The firm offers personalized wealth management, wealth planning, and pension consulting services. Martel Wealth Advisors primarily allocates client assets among mutual funds and ETFs, occasionally among individual securities. Clients have discretion over their accounts and can impose restrictions if deemed necessary. The firm also provides educational seminars for clients. Martel Wealth Advisors does not charge performance-based fees and serves a diverse client base including individuals, corporations, and charitable organizations. The firm manages over $1.2 billion in discretionary assets. Fees for wealth management services are based on a tiered structure, and pension consulting fees are charged in arrears. Mark S. Martel is a licensed insurance agent, accepting commissions for insurance product sales. The firm does not sponsor a wrap program and has not been involved in any material legal or disciplinary events. Martel Wealth Advisors exercises investment discretion, monitors client accounts regularly, and does not vote proxies on behalf of clients. The firm has not been subject to bankruptcy and received a PPP loan to support operations during the COVID-19 pandemic.

Johnson Bixby is a financial advisor firm based in Vancouver, WA, established in 1998 and registered with the SEC since 2020. The firm is wholly owned by Heidi M. Johnson Bixby, CFP®. Johnson Bixby offers asset management services, financial planning, and consulting. Asset management services involve designing client portfolios with securities like stocks, bonds, mutual funds, and ETFs. The firm charges an annual fee up to 1.50% of assets under management, billed quarterly. Financial planning services are provided on an hourly, flat, or recurring fee basis. The firm may recommend Institutional Intelligent Portfolios ®, an online investment management platform. Johnson Bixby follows a fiduciary duty, acting in the client's best interest. The firm does not charge performance-based fees, engage in side-by-side management, or accept soft dollars exceeding SEC limits. Clients' assets are held at a qualified custodian, and the firm does not have custody of client funds. Johnson Bixby does not provide financial information in the brochure.

Leader Capital Corp. is a financial advisory firm based in Vancouver, Washington. It currently has approximately $522,778,639 of assets under management and employs about 1 people. Leader Capital Corp. uses a fee structure of and a percentage of assets under your management.

Cairn Investment Group, Inc. is a registered investment adviser providing discretionary investment management and financial planning services since its establishment in 2007. The firm offers services to various entities, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. Cairn acts as a fiduciary when providing investment advice for retirement accounts, ensuring clients' best interests are prioritized. The firm primarily invests in equities, real estate investment trusts, corporate debt securities, and other asset classes, aiming to optimize client portfolios based on risk tolerance and investment objectives. For investment management services, Cairn charges fees based on a percentage of assets under management, with a tiered fee schedule. Financial planning services are provided at no additional cost to investment management clients, covering topics such as retirement planning, estate planning, and wealth transfers. Standalone financial planning services are also available for a fee, ranging from $2,500 to $7,000, with hourly consulting rates varying from $300 to $450. The firm emphasizes personalized advisory services, with client accounts reviewed quarterly and annual reports issued to clients. Cairn does not participate in wrap fee programs and manages approximately $350 million in assets across 827 accounts as of December 31, 2024. The firm does not have any disciplinary events to report and maintains a code of ethics to ensure integrity and ethical conduct among its employees. Clients are encouraged to vote their own proxies, and the firm has no financial matters that could impair its ability to meet obligations.

Harlow Wealth Management, Inc., formerly known as "NW Tax & Wealth Advisory Group, Inc.," was established in 2005 by Danny J. Harlow and rebranded in July 2017. As of January 1, 2025, Christopher Harlow owns 100% of the firm. Harlow offers investment advisory and financial planning services, including investment management tailored to individual client needs and circumstances. The firm acts as a fiduciary, obligated to act in clients' best interests. Harlow typically recommends clients utilize unaffiliated Sub-Advisors who manage client assets in portfolios aligned with their investment objectives. The firm may receive compensation from Sub-Advisors based on assets managed. Harlow also provides financial planning services, insurance products through Harlow Insurance Agency, LLC, and educational resources. The firm manages $374,825,972 in discretionary client assets as of December 31, 2023. Fees for investment management services can be up to 1.55% of assets under management annually, with fees debited from client accounts. Harlow does not charge performance-based fees and does not participate in side-by-side management. The firm serves individual investors, 401k participants, trusts, estates, and businesses, with a minimum account size of $500,000. Clients have the option to grant investment discretion to Harlow, and the firm does not vote on client securities' proxies. Harlow does not have custody of client assets but may trade on clients' behalf with authorization. The firm does not vote on proxies for client securities.

Great Northern Asset Management, founded in 2006 by John D. Ritchie and Tami Oglesby, is an SEC-registered investment adviser based in Vancouver, Washington. The firm offers personalized investment advice to individuals and families, focusing on mutual funds, individual equities, fixed income securities, and occasionally private investment partnerships. Clients receive tailored financial advice based on their unique circumstances, with ongoing asset allocation reviews. The firm charges fees based on a percentage of assets under management, with a tiered fee schedule. Clients can pay fees directly from their custodian account or by check/wire transfer. Great Northern Asset Management does not participate in wrap fee programs and managed over $218 million in client assets as of December 31, 2024. The firm's investment approach involves a top-down, macro-economic asset allocation model, considering global economic conditions and trends. Clients have the option to provide investment discretion to the firm, granting authority to make investment decisions without prior approval. The firm does not vote proxies on behalf of clients and has no disciplinary information to report. For any inquiries, clients can contact the Chief Compliance Officer, Sheri Baglio.