First Pacific Financial, Inc.

First Pacific Financial is a registered investment adviser offering financial planning, consulting, and investment management services. Established in August 2016, the firm is owned by Todd Engblom-Stryker, Darren Farrell, Adam Wishard, Taryn McCauley, Julienne Valois, and Lori Vaandering. They provide a range of services including business planning, retirement planning, risk management, and tax planning. Clients have discretion over decision-making and are not obligated to act on recommendations. The firm manages discretionary and non-discretionary assets totaling over $1.5 billion. Fees are based on assets under management, with a tiered fee schedule ranging from 0.50% to 1.25%. First Pacific Financial may direct clients to third-party advisers and receives compensation for these referrals. The firm does not engage in performance-based fees or side-by-side management. Investment portfolios primarily consist of mutual funds, ETFs, and individual securities, with a focus on strategic asset allocation and risk management. Clients receive regular account statements and reports, and the firm exercises investment discretion with client authorization. First Pacific Financial does not vote on client securities and has not been involved in any material legal or disciplinary events. The firm's code of ethics emphasizes client interests and compliance with securities laws. Clients may request a copy of the firm's code of ethics for review.