D & P Investment Advisors, Ltd.

D & P Investment Advisors, Ltd is an SEC-registered investment adviser offering financial planning, consulting, and investment management services. The firm, established in 2002, is owned by Mark R. Provost and manages $173,823,817 in assets as of December 31, 2024, on a non-discretionary basis. Clients can engage D & P for comprehensive financial planning, retirement, and education planning services. Investment management services include asset allocation among mutual funds, ETFs, and individual securities tailored to clients' risk tolerance and goals. D & P charges an hourly fee for financial planning and consulting services, ranging from $250 to $280, and an annual fee of 1.00% of assets under management for investment management. The firm may negotiate fees based on various criteria. There is no minimum account requirement to start or maintain a relationship. D & P's investment strategies involve fundamental and technical analysis to build diversified portfolios. The firm does not provide performance-based fees, exercise investment discretion, or vote client securities. Clients receive regular account reviews and statements from the custodian. D & P recommends utilizing Fidelity for custody and brokerage services, considering factors like financial strength and execution quality. The firm may aggregate client orders for best execution and periodically reviews its brokerage practices to ensure compliance with best execution standards.