Savvi Financial LLC

SAVVI Financial LLC, established in September 2013, is an SEC-registered investment adviser specializing in online investment advice and financial planning. The firm offers technology-enabled comprehensive financial advisory services, including goal-based financial planning, investment advice, and retirement income solutions. Clients receive personalized strategies covering asset location, allocation, contributions/withdrawals, and more. SAVVI Financial's recommendations are tailored to individual client profiles using proprietary methodologies and technology. The firm does not manage client assets, exercise discretion, or execute trades. Clients are responsible for implementing recommendations and providing accurate financial information. Fees range from $5 to $29 per month, with additional services like personal financial coaching available. SAVVI Financial does not participate in wrap fee programs and does not charge performance-based fees. The firm does not manage individual client accounts or have custody over assets. SAVVI Financial's investment strategies are based on quantitative analysis and optimization, with a focus on long-term multi-period asset allocation advice. The firm discloses potential risks associated with investments, such as market volatility, sector concentration, and geopolitical factors. SAVVI Financial maintains a Code of Ethics, ensuring fiduciary duty to clients and prohibiting conflicts of interest. The firm does not engage in soft dollar arrangements, directed brokerage, or client account reviews. SAVVI Financial does not have custody over client accounts, does not exercise investment discretion, and does not vote client securities. The firm's financial condition is sound, with no bankruptcy petitions in the past ten years. Client privacy and business continuity are also key priorities for SAVVI Financial.