Ballast Financial Advisors, LLC

Ballast Financial Advisors, LLC, operating as Anchor Capital Management LLC, is a financial advisory firm based in West Chester, Pennsylvania. Established in 1910, the firm specializes in managing assets for various clients, including individuals, high net worth individuals, trusts, estates, charitable organizations, and businesses. As a fiduciary, the firm is committed to acting in the best interest of clients, offering a wrap fee program that includes investment advisory services and custodial transaction costs. Clients can pay a single fee for these services, with transaction fees covered by the firm. The firm's investment strategy includes creating tailored portfolios consisting of various securities to meet client goals. They utilize sub-advisory services for non-wrap asset management. The maximum annual fee for their services is 1.2%, billed monthly based on account value. The firm does not charge higher fees based on trading activity but discloses a potential conflict of interest related to transaction fees. Clients have control over their investments, and the firm does not manage wrap fee accounts differently from non-wrap fee accounts. The firm's investment strategies involve methods such as charting, cyclical analysis, fundamental analysis, qualitative analysis, and asset allocation. Clients are encouraged to review the firm's Code of Ethics, which includes procedures for personal securities transactions and insider trading. The firm does not provide cash or non-cash compensation for client referrals and has no financial conditions impairing its ability to meet obligations. Ballast Financial Advisors emphasizes transparency, ethical conduct, and client-focused service in managing client assets.